Mortgage processing in 36 minutes

Document intake, income calculation, and conditions in 36 minutes.

Eight sub-agents — document classification, document extraction, income calculation, VOE, credit pull, calculations engine, appraisal coordination, compliance checks — run sequenced by Temporal. The processor reviews and approves; the agent does the rest. 36 minutes per loan in production, against a 3–5 business day industry baseline.

36 min
Processing Agent span (Apr 2026 production run)
8 sub-agents
Sequenced by Temporal workflow engine
24/7
Running while humans sleep
AI Processing Engine

Real-time loan processing

Active
7-Day Processing Timeline
Application Received
Complete
3
Document Processing
In Progress
7
Underwriting Ready
Scheduled
Income Docs
Verified
Assets
Processing
Live Performance
85%
Efficiency
12
Active Loans
2.3d
Avg Time
Eight sub-agents per loan

Document → income → conditions → underwriting-ready.

Each sub-agent runs in sequence and emits a Temporal workflow event — input data hash, output data hash, timestamp, agent attribution. The full processing trace is replayable and exportable for regulatory exam.

Smart Document Collection

Automated document collection and verification with intelligent follow-up and real-time status tracking

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Income Validation

Comprehensive income, asset, and employment validation with advanced fraud detection algorithms

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Condition Clearing

Automated condition clearing with intelligent exception handling and priority-based workflows

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Vendor Coordination

Seamless third-party vendor coordination with automated communication and status monitoring

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Senior Processor Precision

The agent runs the work. The processor reviews and approves.

24/7 Processing Power

Never stop processing loans. Our AI works around the clock, ensuring faster turn times, improved borrower satisfaction, and continuous productivity that never sleeps.

Complete Audit Trails

Every decision and action is documented with detailed reasoning, creating comprehensive audit trails for compliance, quality assurance, and regulatory requirements.

Intelligent Exception Handling

Advanced escalation workflows ensure complex scenarios are handled appropriately while maintaining processing momentum and decision quality.

Processing Capabilities

Automated document stacking and organization
Income calculation and verification
Asset sourcing and seasoning analysis
Employment verification coordination
Appraisal review and condition management
Title and insurance coordination
Underwriting package preparation
Seamless Integration

Voice Agent integration — borrower follow-up without phone tag.

Processing Agent coordinates with Voice Agent to handle all human interactions required during the loan processing workflow, maintaining the personal touch while automating the process.

Borrower Follow-Up

Voice Agent calls borrowers for missing documents, clarifications, and status updates, maintaining personal touch throughout the entire processing journey.

Employer Coordination

Automated follow-up with employers for VOE completion, ensuring timely verification without manual intervention or delays.

Real Estate Agent Communication

Coordinate with real estate agents for required disclosures, contract amendments, and closing timeline updates seamlessly.

Proven Results

Performance benchmarked against the April 2026 production run.

75%
Faster Processing Time
vs Traditional Methods
99.8%
Accuracy Rate
Error-Free Processing
24/7
Processing Availability
Never Stops Working
100%
Audit Trail Compliance
Full Documentation
See your loan processed in 36 minutes.

See your loan processed in 36 minutes.

Eight sub-agents run document classification, extraction, income calculation, VOE, credit pull, conditions generation, appraisal coordination, and compliance checks — all sequenced by Temporal. The processor reviews and approves; the agent does the rest.

5-Star Processing
Bank-Grade Security
Instant Setup

✓ No setup fees • ✓ 30-day money-back guarantee • ✓ 24/7 support included

Get Your Processing Demo

See how AI can transform your loan processing in just 15 minutes

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